The World Has Changed. Shouldn't your investment strategy?Ruggie Wealth Management’s Advance & Protect Strategy takes a pro-active rather than reactive approach to investment. Instead of simply buying investments and holding them in the hope they will keep rising in value, we carefully watch the markets and do exhaustive research to try to spot trends early. That allows us to alter the make-up of portfolios when we see conditions begin to change. Read More
Over the last decade, investors have experienced extraordinary volatility in traditional stock and bond asset classes. Historically low interest rates and a close correlation between asset classes has led our investment team to integrate alternative investment strategies. Our goals are to:
• Maximize portfolio income
• Reduce overall portfolio volatility
• Reduce risk through greater diversification and low-to-negative correlation
• Preserve and grow wealth
Ruggie Wealth Management is an independent, fee-only Registered Investment Advisory firm that takes the time to understand our clients and their needs. We manage individual and corporate wealth, as well as the assets of select endowments and foundations. We take our fiduciary responsibility very seriously. Decisions are made with our client's best interests in mind, and we are committed to serving each one with the highest standards of integrity and care. As the flagship company of Ruggie Capital Group, we offer a broad range of services and products to help clients achieve their goals.
Numbers help provide valuable context about our firm and how we’ve evolved to accommodate the needs of our expanding client base. Ruggie Wealth and its principals advise on more than $500 million in assets. We have three offices, client relationships that have spanned more than two decades, and an enviable client retention rate. Even so, we don’t gauge our success solely on these numbers — we evaluate our effectiveness both quantitatively and qualitatively, and encourage those who work with us to do the same.
As wealth managers, our purpose is to help clients achieve the financial peace-of-mind they deserve. We want to assist those who don’t have the time, desire or specialized expertise to oversee the complex process of managing wealth by providing the processes, team and proactive advice necessary to do so. We would like to be at our clients’ side every time they have an important financial decision to make, and to help them achieve the financial freedom necessary to focus their time on other things and to enjoy life.
Tom Ruggie began his financial career in 1991, and subsequently founded Ruggie Wealth Management to serve the needs of individuals, small businesses and non-profit organizations and agencies. The firm has been ranked among the nation’s 50 Fastest Growing RIA Firms (Financial Advisor Magazine), and Tom himself has been cited among the Top 100 Wealth Managers (Advisor One), Top 100 Independent Advisors (Registered Rep Magazine), Top 40 Most Influential Advisors (401k Wire), Best Advisors for Doctors (Medical Economics) and in 2013, was again honored as one of Barron's Top 1000 Advisors – the only independent advisor in Central Florida to receive this distinction. He has appeared on national programs including CNN Money and Fox Business and been featured in publications such as The Wall Street Journal, Dow Jones, Smart Money and Business Week.
Ruggie Wealth Management is committed to maintaining strong relationships with our clients, and as a result, we've established a presence in locations which are convenient to the communities in which the largest number of them live and work. Our headquarters is located in Tavares, Florida, 35 minutes northwest of Orlando. We recently renovated the top floor of our new 4400-square-foot office in Winter Park just behind the Winter Park Village, which we will share with our strategic partner Edge 401K Funds, and opened our newest office in Pinellas Plaza on 466a in The Villages - the largest active 55+ community in the country.