While the current market volatility is uncomfortable, it’s not unusual or unexpected. And while we know we CAN’T control external factors such as what is happening in Washington, Wall Street or Main Street, (or China or Greece for that matter), we CAN and DO control how we prepare for and respond to fluctuations that may result from those factors.

At Ruggie Wealth Management, we believe in and stick to a process that:

• Ensures our clients’ goals match their current situations
• Provides sound financial planning
• Utilizes disciplined investment management
• And offers responsive client service

These are things we CAN control. Our process helps us consistently make good decisions over time, and to take emotion out of the equation. And while in the short-term good decisions may not produce desired results, we stick to the process because we know it has paid off consistently over full market cycles.

The education and communication we provide through vehicles such as this Weekly Commentary are part of this process. This week, we will send out our first Video Commentary (watch for it by week’s end). In it, we will discuss what we’re seeing in the market, what we’re doing to monitor your investments and how we will make adjustments if and/or when they are needed.

We value your relationship and partnership and our team is here to talk with you whenever you need us. We invite you to let us know what you think about this newest way of staying in touch. Let us know, too, if anyone you know might benefit from the RWM level of service you’ve come to expect.